Quote Originally Posted by 0-60 freak View Post
It would fall under my $300K uninsured / underinsured
Is this policy you have:
• Actual Cash Value (ACV) ?
• Stated Value ?
• Agreed Value ?

As far as I know, the only ironclad policy is one that is written as Agreed Value. The others are junk, and leave wiggle room for an insurance company to weasel out of full payment of the loss.