What Insurance?

[Hurricane]

I am covered if my car falls off my lift, if its vandalized , and if someone hits me that doesn't have enough coverage.

There are actually covered a lot of risks for just $85 per month.
Another example from here: just bought a city car, Fiat 500, insurance isn60 euros per month.


Sent from my 3rd iPhone 6 this year using Tapatalk

[Rubuntu]

I am covered if my car falls off my lift, if its vandalized , and if someone hits me that doesn't have enough coverage.

So what happens if the guy who hits you has no insurance at all?

[breakskeet]

I Live in Texas as well, I use state farm.....I give them vin# and price.....never had problem....I only get liability and comprehensive with under insured coverage only.....$85 a month.....basically if I am at fault the its on me.....but I only drive 300 miles a year so I take the gamble full coverage should be 200- 250ish a month

I use state farm as well. I have full coverage and it runs about $1900 a year.

[Hurricane]

I use state farm as well. I have full coverage and it runs about $1900 a year.

Thats the price of a month of insurance here. Sick!
Today i insured my 500, full coverage for a year in todays currency is exactly $1000...



Sent from my 3rd iPhone 6 this year using Tapatalk

[Evoking]

How old are you? I'm 39 with perfect record 2 other cars and of course a home. Our home insurance quoted like $4k per year LOL. Yet I've always paid like $80 per month for Vipers and 911 Turbos. Figure Huracan should be no more than $150 per month. Will keep shopping.

[15HURACAN1]

Mine is about 325 a month with a major carrier for the H,however must be a long time customer and have your agent be personally involved to get them to cover you with a Huracan.They never questioned my previous Vipers and ZR1s or now the Turbo S ,but a new Lambo ,yes, I was at the dealer on the phone with the agent and did not but the H until he said yes ,after taking with headquarters. I was a big deal....

Also,must have other DD for them to even consider...

Do Not be cheap with such a expensive car,get full coverage...That show Ins.is no good,to many restrictions....

If you can not afford the the Ins.,do not buy a Lamborghini...

[xudaniel1949]

Insurance in western Europe is very expensive. Maybe because of the narrow European streets in the cities?

[Hurricane]

How old are you? I'm 39 with perfect record 2 other cars and of course a home. Our home insurance quoted like $4k per year LOL. Yet I've always paid like $80 per month for Vipers and 911 Turbos. Figure Huracan should be no more than $150 per month. Will keep shopping.

It has nothinhg to do with age or record here, it's all about the insured value, they only ask you for the car invoice and registration. And thats it.

Insurance in western Europe is very expensive. Maybe because of the narrow European streets in the cities?

Maybe but still ridiculous high compared to North America.


Sent from my 3rd iPhone 6 this year using Tapatalk

[Evoking]

[QUOTE=Hurricane;9975]It has nothinhg to do with age or record here, it's all about the insured value, they only ask you for the car invoice and registration. And thats it.

Maybe but still ridiculous high compared to North America.


Sent from my 3rd iPhone 6 this year using Tapatalk[/QUOTE

??? Of course age and record comes into play. A 50 yr old with a flawless driving record won't get same rate as an 18 year old with 7 tickets!

[Hurricane]

??? Of course age and record comes into play. A 50 yr old with a flawless driving record won't get same rate as an 18 year old with 7 tickets!

Here the insurance has two components: Mandatory and optional. Mandatory represents around 20% of total. If you hit someone with your car he will take it and use it to repare his car, this doesn't insure you nothing on your car and yes, this is related to your age and record. Since i have the 500 papers in front of me i can tell you that this mandatory insurance is $210 per year in todays currency. You could drive your car with just this insurance but this doesn't cover anything on your own car.
80% is represented by optional insurance, only this insures your car. Here you can opt for various levels of protection and risks that are insured. Full is what you call when you select all risks. Back to our example, i paid today $800 per year for the 500 for full optional insurance. So in total, $210 mandatory plus $800 full optional is $1010 per year.
I hope this will clear some of your questions.


Sent from my 3rd iPhone 6 this year using Tapatalk