I guess you always look on those life changing moments and think "actually it wasn't really that big a deal" but certainly when you're at those junctions in your life it's really nerve wracking!

I've been lurking on this boards for ages and what I realise is that Lamborghini owners are humans. They aren't all filthy rich snobs who would use $100 bills as toilet paper. They're very down to earth...and human. They still grunt about excessive service costs, and still carefully weigh up the pros and cons of options on the car etc.

For a very long time I've wanted to become a Lambo owner and things have come to a head recently and the dealer has told me I basically have about 24 hours to make a decision otherwise the build slot opportunity will probably be lost, and if so, there's no guarantee of when the next build slot date is (for the little market where I live). If it means the car is another 8-10 months away, that would just devastate me

I really want this car - I've watched every Youtube video on the subject, I know the specs inside and out, I've read practically every thread on this board. It's just something that will make me happy.

The issue is my family don't think I have the financial means to support it and very against it (instead they think I should get an appreciating asset - like property) and they feel that it's money down the drain (compared to property). Getting this car would not only mean I antagonise them but it would mean I need to borrow 50% of the cost, which is over 5 years of disposable income (post tax post mortgage). Simply because I just don't have the cash to purchase outright right now.

I know the sensible thing is to wait till I am more successful and have the deep pockets to buy outright - but I just feel I'm out of time.
- I'm starting to lose all my hair and pretty soon there's no way I would be able to have the roof down as the wind and a "comb-over" is a farce.
- My gf is forcing me to propose and start a family. I want this car whilst I have the last fleeting bits of my unshackled youth.
- It's quite embarrassing but this has become an all consuming obsession.

I'm confident I'll be able to manage the interest and repayments because my business is growing - and whilst it'll mean I'll be shackled with enormous debt over the next 5 years, you know what, at least those will be 5 brilliant years.

Am I crazy? Maybe. But I just think life's too short. Even if my financial future gets messed up and I have to sell the car to pay off my debts, so what - yes I lose a few hundred thousand but so what? Again, life's too short for that crap. I don't care if I have 10 investment properties - just 1 nice house and a nice car is good enough for me.

Or am I crazy?

I probably don't deserve this car right now - but I've worked damn hard all my life and I want it badly.